Did you know that the Target REDcard is NOT a credit card? Well, it doesn’t have to be, anyway. This is actually a card that lives up to its promises and is worth signing up for!
When you sign up for a Target REDcard, you can actually choose to sign up for it as a rewards card that is also a debit card. So no credit check. No interest. No mess! Just all the benefits that come with the REDcard. It works just like a check by drawing from your existing checking account, has no annual fee, a secured PIN access, and you can withdraw cash with it from Target for up to $40.
Why do I recommend that you get a REDcard if you don’t have one already? Here are just a few of the reasons I LOVE my REDcard.
1. 5% Discount on Every Purchase!
You get 5% off your total purchase when you use your REDcard. This happens right when you place your order. So you get your discount right away! In Utah this almost covers the tax. You will get the 5% off in store and online at Target.com! This discount comes off everything. Even if you used a coupon or if you are buying clearance. SWEET! Remember, this is a debit card so the funds will come right out of your checking account. (or you can sign up for the credit card if you would rather)
2. Free Shipping at Target.com
Even if this was the only reward you got with the REDcard it would be worth it! Free shipping is Awesome! Every time I shop at Target.com I get free shipping and the 5% off.
This can really come in handy especially if you like to buy things early for birthdays or Christmas.
4. Cash back at checkout
Remember, if you sign up for the debit card it is exactly that, a debit card. Which means you can get cash back right at the register and save a trip to the ATM.
5. Donate Money to your child’s school
Did you know that Target allows up to one percent of REDcard purchases to be donated to the school of your choice.
6. Target REDcard Holders Special Offers
If all the rest wasn’t enough, Target often offers special exclusive sales to REDcard holders.